Hello, we’re

[HEE-LO]

More than a budgeting app, we’re a financial revolution.

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The smart money app

Go beyond budgeting

Yes, Helo software empowers you to master your finances with smarter habits by utilizing today’s technology with behavior science.

Get your acct. together
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Choose what you need, so you can

Helo how you want

Remember, whether you choose the Free Plan or invest in your freedom with our Premium Plan, we never profit off of your information.

Free Plan

e the first to try Helo on our free plan and you’ll continue to have access to all of these feature for free, forever.

$0/m

Sign up today to get this plan free forever.

Get Free
  • Helo Dashboard
    Gain a clear view of your finances with Helo Dashboard, your personal financial command center. Instantly access all your financial details in one intuitive display.
  • Personal Goal Tracking
    Set and track your financial goals effortlessly. Helo helps you monitor your progress and stay motivated on your journey to financial success.
  • Interest Savings Opportunities
    Maximize your money with Helo. Discover top savings opportunities and watch your interest accumulate as you grow your funds smarter.
  • Cash Flow Management
    Take control of your money in and out with Helo’s Cash Flow Management. Plan and track your spending and earnings to always stay ahead.
  • Financial Habit Builder
    Build healthier financial habits with Helo’s guided approach. Access tools and insights that help you develop and maintain good financial behaviors effortlessly.

Premium Plan

Sign up for Premium during this exclusive launch phase and lock in this truly premium price.

$34.95/m $24.47/m

Limited time deal. Sign up today to lock in the lowest cost.

Go Premium
  • CheckbookMy Spending Control
    Take command of your finances by automating your financial life and dividing your income into designated buckets that help you stay within budget and control excessive spending. Be proactive with disciplined saving and steadily build your financial well-being.
  • Cash calendarLoan Payments
    Simplify your debt management with automated loan payment schedules that ensure you never miss a due date and help pay down debt faster, saving thousands on interest.
  • CheckbookGoal Savings
    Achieve your desired life faster by setting and tracking targeted savings goals with visual progress bars and achievement notifications that encourage you to stay on track.
  • Piggy BankInvestment Tracking
    Monitor your investments’ performance in real-time, adjust portfolios as needed, and make smarter investment decisions with actionable insights.
  • Pie ChartSpend Analyzer
    Gain deep insights into your spending patterns with detailed analytics and visual breakdowns that help you identify areas for improvement and optimize your financial health and discipline. 

Relieve stress and reduce interest with optimized debt repayment

Craft a financial plan that fits your needs; no vacation days needed

Discover small yet impactful strategies to optimize your overall finances

Set up simplified, step-by-step tasks that helps you reach big goals

But also…

Congratulations! You paid off your Visa Card!

Congratulations! You’ve reached your Emergency Fund Goal!

Up arrow with progress bar.

Only 3 payments left to go on your student loans. Keep it up!

Progress bar

You’ve saved $749 in interest

Save $183 more by increasing your monthly payment amount.

Wherever you are on your financial journey, Helo helps you reach milestones at a pace that makes sense for your goals.

Set your goals.
Check your boxes.

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Pay bills, debts and begin better habits

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New reward earned, you’re ahead of pace for your retirement goals.

Invest smarter in a way that works for you

Connect with a Helo Certified Advisor to assist in reaching your goal.

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Reach your dream pretirement and retirement life

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Put financial power back in your pocket

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What we believe

Helo’s Built Different

Not just another app; Helo redefines your financial control—no big banks, just big dreams, fully automated financial management for everyone. We are a business literally built for purpose over profit. 

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Down with Bank-iarchy

Helo was developed by a group of financial experts and business professionals, not corporate giants. We respect banks but believe in a better way—empowering you to break free from the cycle of predatory rates and restrictive terms with smarter, user-first solutions.

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The Long Game

Helo nurtures daily discipline, ensuring you build wealth that lasts a lifetime. Imagine feeling secure and supported every step of your financial journey. 

Helo is here to guide you and foster stronger financial habits and discipline. With Helo, it’s never too late to start; every small step is part of your path to lasting financial well-being.

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What The Fee?

Transparent, fair fees for unmatched value. Helo invests in your financial health. We charge a fee because we protect your time and energy. Helo will never sell your data or push unnecessary products. True service, straightforward costs, with total control.

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Wherever you are, go further with

Let’s go!
Warren Buffett

“One mistake is not learning the habits of saving properly early in your life. Because saving is a habit.

Another big mistake is trying to get rich quick.”

Warren Buffett